Analyze financial information and assess the risks of credit offer to individuals and businesses. Perform credit risk analysis on new and existing customers, and provide industry and company research. Responsible for reporting, including oversight, creation and distribution of reports.
Analyze financial information like cash flow statements, and management accounts. Assess and recommend credit ratings, limits and credit enhancements, risk tolerance and credit policies.
Recommend and advise changes to various credit policies and procedures.
Assess the overall credit worthiness of various client companies.
Stay abreast of compliance, legal, and market-risk issues involved in the endorsement of credit.
Help the staff to ensure that policies and procedures comply with the departmental standards
Experience performing financial and cash flow analysis.
1 to 5+ yrs. credit or financial analysis experience, particularly from the operational perspective
EDUCATION: Bachelors in Business, Finance or related field
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